Tom Foster is an Assistant Actuary in the Liberty Mutual Insurance Enterprise Risk Management group in Seattle. Tom has had various roles in the insurance and catastrophe modeling industries with a focus on quantifying and communicating natural catastrophe risks including hurricanes, winter storms, earthquakes, wildfires, and floods. His primary interest is the impact of climate change on the frequency and severity of natural catastrophe hazards.

Tom holds a M.S. in Geology from the University of Michigan and a B.S. in Meteorology, with a minor in Earth Systems, from the Pennsylvania State University. Tom is also an Associate of the Casualty Actuarial Society.